11. Privacy Policy

By using our services, you consent to the collection and use of your personal data in accordance with our privacy policy.

12. Governing Law

These terms are governed by the laws of Singapore. Any disputes shall be resolved under its jurisdiction.

13. Updates to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of the updated terms.

14. Contact Information

Email: TMSGROUP44@GMAIL.COM

Phone: 91450944

Address: 1 Soon Lee Street, Pioneer Centre #02-06, Singapore 627605